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Financial check-up (UK): quick opportunities

Answer a few questions and we’ll flag common “next things to check” (ISA headroom, child benefit charge risk, pension prompts, and more). Estimates only — always verify with official guidance.

Check-up

This tool is designed to be fast and useful. It provides general prompts and rough calculations, not personalised financial advice.

Your annual income before tax (£) Partner’s annual income before tax (optional, £)

Pension

How do you contribute? Your pension contributions per year (employee, £) Are you getting the maximum employer match?

Children & benefits

How many children do you claim Child Benefit for?

Savings & ISA

How much have you added to ISAs this tax year? (£) Cash savings balance (optional, £) Typical interest rate on cash savings (optional, %)

Top things to consider

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£0.00

Estimated ISA headroom this tax year (max £20,000)

£0.00

Estimated “adjusted net income” proxy (rough)

Prompts (most impact first)

Useful official links

Estimates only. General information — not financial or tax advice. Rules vary and can change. If you’re near thresholds, verify with GOV.UK or a qualified adviser.